How Much Can You Contribute To An Ira In 2025. In 2025, your magi has to be under $150,000 for single filers or under $236,000 for joint filers to make the full roth ira contribution of $7,000 (or $8,000 if you're 50 or older). The contribution limits for a traditional or roth ira increased last year but remain steady for 2025.
If you qualify, you can stash away up to $7,000 in your roth ira for the year. Married couples, if both meet qualifications and have separate iras, can donate up to.
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